Fix & Flip Loans
Short-term bridge financing for real estate investors buying, renovating and reselling residential properties.
DSCR Rental Loans
Long-term rental property loans qualified primarily by the property's cash flow instead of personal income.
Ground-Up Construction Loans
Ground-up construction financing for new residential investment properties, including build-to-rent projects.
Real Estate Investor Loan FAQ
What types of real estate investor loans does ACP Lending offer?
ACP Lending connects qualified investors with bridge and fix-and-flip loans, DSCR rental loans, ground-up construction financing, multifamily loans and portfolio loan programs from institutional lending partners.
How does a DSCR rental loan work?
A DSCR loan is evaluated primarily on a rental property's cash flow rather than the borrower's personal income. Approval, terms and required coverage ratios vary by lender and property.
How quickly can an investment-property loan close?
Timing depends on the loan program, appraisal, title work and a complete borrower file. ACP Lending helps qualified borrowers move efficiently from initial review through underwriting and closing.
Where is financing available?
ACP Lending offers real estate investor financing across most U.S. markets through a network of institutional lending partners. Program availability varies by property and location.
What information is needed for a property analysis?
Start with the property address, purchase price or current value, estimated renovation budget, requested loan amount, expected rent or resale value, and your investment experience.
ACP Deal Confidence Review™
Before recommending financing, ACP reviews the property, proposed budget, value or ARV, required cash, borrower liquidity, exit strategy, and material execution risks.
Finance It
Move forward when the deal, capital structure, and exit strategy support a realistic path to success.
Renegotiate or Restructure
Adjust the purchase, scope, leverage, or cash plan when the opportunity can work—but not as currently structured.
Walk Away
Recognize when the risk, required cash, or exit assumptions do not justify moving forward.
Ready to Underwrite the Decision?
Request your ACP Deal Confidence Review today.
Start ReviewMost inquiries receive a response within one business day.
Property analyses are preliminary estimates based on the information provided and do not constitute a commitment to lend. All financing is subject to underwriting approval.